Nationally, 46.1% of mortgaged residential properties were classified as equity-rich in the third quarter of 2025, according to ATTOM’s latest 2025 U.S. Home Equity & Underwater Report. This marks a slight decline from 47.4% the previous quarter and from 48.3% the same time last year. The three states with the highest share of equity-rich properties were Vermont (86.8%), New Hampshire (61.4%), and Rhode Island (59.8%).

IN THE TWIN CITIES REGION, FOR THE WEEK ENDING DECEMBER 27:

• New Listings decreased 22.4% to 267
• Pending Sales decreased 11.9% to 376
• Inventory decreased 2.9% to 7,964

FOR THE MONTH OF NOVEMBER:

• Median Sales Price increased 2.9% to $387,000
• Days on Market remained flat at 50
• Percent of Original List Price Received decreased 0.2% to 97.4%
• Months Supply of Homes For Sale remained flat at 2.

All comparisons are to 2024

Click here for the full Weekly Market Activity Report. From MAAR Market Data News.

Nationally, housing inventory improved for the 25th consecutive month, rising 12.6% year-over-year, according to Realtor®.com’s November 2025 Monthly Housing Market Trends Report. However, the pace of active listings has eased each of the last six months, retreating from a peak of roughly 30% year-over-year growth in May and June. Inventory advanced in all four regions in November, led by the West at 14.3%.

IN THE TWIN CITIES REGION, FOR THE WEEK ENDING DECEMBER 20:

• New Listings decreased 6.3% to 477
• Pending Sales decreased 18.9% to 501
• Inventory decreased 2.9% to 8,359

FOR THE MONTH OF NOVEMBER:

• Median Sales Price increased 2.9% to $387,000
• Days on Market remained flat at 50
• Percent of Original List Price Received decreased 0.2% to 97.4%
• Months Supply of Homes For Sale decreased 4.0% to 2.4

All comparisons are to 2024

Click here for the full Weekly Market Activity Report. From MAAR Market Data News.

The share of first-time homebuyers fell to a record low of 21% in 2025, while the median age of first-time buyers climbed to an all-time high of 40, according to the National Association of Realtors®’ 2025 Profile of Home Buyers and Sellers. Among first-time buyers, the leading sources of down payments were personal savings (59%), financial assets such as 401(k) accounts or stocks (26%), and gifts or loans from family and friends (22%).

IN THE TWIN CITIES REGION, FOR THE WEEK ENDING DECEMBER 13:

• New Listings decreased 11.6% to 658
• Pending Sales decreased 17.9% to 545
• Inventory decreased 2.0% to 8,775

FOR THE MONTH OF NOVEMBER:

• Median Sales Price increased 2.8% to $386,647
• Days on Market remained flat at 50
• Percent of Original List Price Received decreased 0.2% to 97.4%
• Months Supply of Homes For Sale decreased 4.0% to 2.4

All comparisons are to 2024

Click here for the full Weekly Market Activity Report. From MAAR Market Data News.